Attachments placed on assets
If you have an unpaid claim that we are collecting through enforcement proceedings, we may place an attachment on your assets. This means that your belongings can later be sold to cover the claim.
How to delete the attachment on assets
To delete an attachment on assets, you must pay the claims that have led to the attachment on assets.
Before an attachment on assets
To order an attachment on your assets, we must first carry out attachment proseedings to determine how to cover the claim against you. We’ll notify you before we carry out the attachment proceedings.
We can place an attachment on your assets
We can place attachments on real property, such as houses, holiday homes or plots of land. We can also place an attachment on bank accounts, securities, car, boats or other valuable moveable property on our own or through an enforcement officer. The main rule is that we can place attachments on all of your property and assets. You’re obliged to inform us of all your assets on which we can place attachments.
We’ll never place attachments on more assets than are needed to cover our claim.
For private individuals, we do not place attachments on:
- ordinary clothes, home contents or other personal objects as long as they do not have a high monetary value
- money to cover the necessary costs of living expenses until your next salary or benefit payment
If we place an attachment on your assets, you’ll get a mark on your credit record.
Attachment placed on a bank account
If we place an attachment on a bank account, the account will be blocked for the relevant amount. When the account is blocked, we can ask the bank to transfer all or part of this amount to us to cover unpaid claims.
Forced sale
If we place an attachment on your assets, we can use the attachment as a basis for a forced sale to cover your unpaid claims. You will receive a notification before we start a forced sale.
If you owe money to the state, you're responsible for your own debt. We cannot place attachments on your spouse or cohabiting partner's share of a property, only on the part you own.
If you're considering taking out a new loan or refinancing a loan, it may become harder for you if there are attachments on parts of your residential property.
As a main rule, you can appeal the attachment placed on assets until we’ve requested a forced sale of the attached asset.
Appeals deadlines can vary from case to case. You’ll find the appeal deadline regarding your case in the letters you receive from us.
Appealing an attachment placed on assets